General
Gajiku is a technology platform that enables employees to access their already earned, but unpaid salaries.
Most employers only pay their employees once a month. However, employees come to work every single day! An "already earned, but unpaid" salary is the money that is owed to the employee but will not get paid until the next pay cycle.
An advance on salary refers to accessing already earned, but unpaid salaries. This money already belongs to the employee, it just has not been paid out by the employer yet!
For Employees
Don't worry. Let us know by filling out the sign up sheet on our website, and we'll contact your employer. We won't use your name, but this way we can get you set up with Gajiku!
If your company has registered with us, you can use the mobile app to view your available advance options and to request your early salary.
You can borrow up to 50% of your monthly salary.
0%. We don't charge any interest.
We will process your request and deposit funds into your account within 2 minutes.
Your advance will automatically be deducted from your next paycheck, at which point your balance will reset, and you can start requesting early salary advances again.